10-27-2010 HUCMRegular Meeting
October 27, 2010
Members present: President Dwight Bordson; Vice President Robert Hantge, Secretary
Craig Lenz; Commissioner Donald H. Walser; Commissioner Paul Nordin; Attorney
Marc Sebora; General Manager Michael Kumm
President Bordson called the meeting to order at 3:00 p.m.
The minutes of the September 29, 2010 regular meeting were reviewed. A motion was
made by Secretary Lenz, seconded by Vice President Hantge to approve the minutes
as written. Motion was unanimously.
The September 2010 payables were discussed. A motion was made by Commissioner
Walser, seconded by Vice President Hantge to ratify the payment of bills in the amount
of $2,130,793.31 (detailed listing in payables book). Motion was unanimously carried.
GM Kumm presented the Septemeber 2010 financial statements /budget year -to -date.
After discussion, a motion was made by Secretary Lenz, seconded by Vice President
Hantge to approve the September 2010 financial statements /budget year -to -date.
Motion was unanimously carried.
GM Kumm stated that he will have more information at the next meeting regarding the
transmission owner membership in MISO.
GM Kumm presented the parallel generation contract with Chris Renstrom. The board
recommended adding the phrase `wind generation' to the contract as Mr. Renstrom has
both wind turbines and a solar system on his property. After discussion, a motion was
made by Commissioner Walser, seconded by Secretary Lenz to approve the parallel
generation contract with Chris Renstrom subject to staff adding wind generation to the
contract. Motion was unanimously carried. (Contract attached.)
GM Kumm presented changes to parallel generation policy (tabled from August 25,
2010 and September 29, 2010 regular meetings). After discussion, it was decided to
table again and Attorney Sebora will provide additional language regarding planning
and zoning regulations.
GM Kumm presented changes to exempt and non - exempt handbooks, section:
employee recognition compensation. Employees receive items in recognition of their
years of service and currently the years of service only go up to 35 years of
employment. We have an employee who will be recognized for 40 years of service and
it is our recommendation to add $300 for 40 years of service. After discussion a motion
was made by Commissioner Walser, seconded by Vice President Hantge to approve
changes to exempt and non - exempt handbooks, section: employee recognition
compensation. Motion was unanimously carried. (Changes attached.)
GM Kumm presented changes to policies and requirement booklet, sections: payment
of your bill; automatic bill payment plan; budget payment plan; and explanation of billing
procedure. Automatic bill payment plan and budget payment plan are for review only; no
changes were recommended. The changes to `payment of your bill' are what we
currently practice in our billing department. The changes to `explanation of billing
procedure' are recommended changes from Attorney Sebora regarding MN Statute
number 471.425 allowing governing bodies that meet at least one time a month have 35
days from the date of receipt to make payment without penalties. Discussion ensued
regarding the removal of administration fees and late fees from City's billing as a result
of this statute. GM Kumm recommended these minutes reflect that these fees were
removed because of state statute and that HUC does comply with the by -laws in that we
do not grant discriminatory rate, rebate or other special concession to any consumer
serviced by Hutchinson Utilities Commission. A motion was made by Vice President
Hantge, seconded by Commissioner Nordin that acknowledgement has been made that
administration fees and late fees were removed from City's billings. Motion was
unanimously carried. And a motion was made by Commissioner Nordin, seconded by
Secretary Lenz to approve changes to `payment of bill' and `explanation of billing
procedure'. Motion was unanimously carried. (Changes attached.)
Jan Sifferath presented the HSA Medica insurance plan effective January 1, 2011.
There is a 9.8% increase. After discussion a motion was made by Secretary Lenz,
seconded by Commissioner Walser to approve the HSA Medical insurance plan
effective January 1, 2011. Motion was unanimously carried. (Plan attached.)
Jan Sifferath presented the Midwest Dental Benefits contract for 2011. This is the first
increase in two years. After discussion a motion was made by Secretary Lenz,
seconded by Commissioner Nordin to approve the Midwest Dental Benefits contract for
2011. Motion was unanimously carried. (Contract attached.)
GM Kumm presented requisition #004234 for 10,000' conductor from Border States for
$39,832.31. This is purchased through our long -term agreement with Border States and
with long -term agreements, prices are good through the end of the year. This wire will
be used as soon as the ground thaws in the spring. A motion was made by Vice
President Hantge, seconded by Commissioner Walser to approve requisition #004234
for 10,000' conductor from Border States. Motion was unanimously carried. (Requisition
attached.)
Because of the Thanksgiving holiday in November and families on vacation, the regular
November commissioners meeting was rescheduled. A motion was made by Vice
President Hantge, seconded by Commissioner Nordin to reschedule November's
regular commissioners meeting for November 30, 2010 at 3:00 p.m. Motion was
unanimously carried.
A motion was made by Commissioner Nordin, seconded by Secretary Lenz to schedule
a special meeting for December 15, 2010 at 3:00 p.m. to approve the 2011 budget.
Motion was unanimously carried.
GM Kumm reported on the following:
• Johanna Hanneman has finished her `history piece' on Hutchinson Utilities
Commission and will deliver a presentation at the November Commission
meeting.
• GM Kumm also reported that Lin Madson will be retiring in February.
• Updated the commission board on the American Wind Energy meeting with City.
Division Reports
Gas — John Webster
• 1300 AMI natural gas modules will be shipped October 28, 2010; will be
installing base station antennae next week
• Working with Roberta Yates on natural gas inventory contracts
• Regulator set on School Rd is in and running, will finish up with landscaping
• The BP natural gas contract is up the end of the year.
Finance — Jared Martig
• Working on the accounting software conversion; should run parallel in
November and December; go live in 2011 with payroll
Electric — Steve Lancaster
• Sold the failed transformer for $21,500
• The electric service territory agreement with McLeod Cooperative Power
Association has been filed with MPUC.
Business — Jan Sifferath
• Received the signed labor agreement
• Working with AUS on programming for parallel generation billing
• Will be transferring some of the CIP dollars from commercial to residential
• Looking into PayPal's credit card system thru LOGIS instead of using
RevTrak
• Will report back to the board on the wording on bills explaining how much is
going to the City for payment in lieu of taxes (PILOT); will work with LOGIS on
fees associated with this programming
Legal Update
Nothing to report
Unfinished Business
Pilot:
Meeting with City on November 10, 2010 at 4:00 p.m.
Discussion was held as to whether or not a rate study is warranted at this time.
Staff was commended on another successful Open House
New Business
None
There being no further business, a motion was made by Commissioner Walser,
seconded by Vice President Hantge to adjourn the meeting at 5:00 p.m. Motion was
unanimously carried.
ATTEST:
Dwight Bordson, President
Robert Hantge, Vice President
Regular Meeting
October 27, 2010
Members present: President Dwight Bordson; Vice President Robert Hantge, Secretary
Craig Lenz; Commissioner Donald H. Walser; Commissioner Paul Nordin; Attorney
Marc Sebora; General Manager Michael Kumm
President Bordson called the meeting to order at 3:00 p.m.
The minutes of the September 29, 2010 regular meeting were reviewed. A motion was
made by Secretary Lenz, seconded by Vice President Hantge to approve the minutes
as written. Motion was unanimously.
The September 2010 payables were discussed. A motion was made by Commissioner
Walser, seconded by Vice President Hantge to ratify the payment of bills in the amount
of $2,130,793.31 (detailed listing in payables book). Motion was unanimously carried.
GM Kumm presented the Septemeber 2010 financial statements /budget year -to -date.
After discussion, a motion was made by Secretary Lenz, seconded by Vice President
Hantge to approve the September 2010 financial statements /budget year -to -date.
Motion was unanimously carried.
GM Kumm stated that he will have more information at the next meeting regarding the
transmission owner membership in MISO.
GM Kumm presented the parallel generation contract with Chris Renstrom. The board
recommended adding the phrase 'wind generation' to the contract as Mr. Renstrom has
both wind turbines and a solar system on his property. After discussion, a motion was
made by Commissioner Walser, seconded by Secretary Lenz to approve the parallel
generation contract with Chris Renstrom subject to staff adding wind generation to the
contract. Motion was unanimously carried. (Contract attached.)
GM Kumm presented changes to parallel generation policy (tabled from August 25,
2010 and September 29, 2010 regular meetings). After discussion, it was decided to
table again and Attorney Sebora will provide additional language regarding planning
and zoning regulations.
GM Kumm presented changes to exempt and non - exempt handbooks, section:
employee recognition compensation. Employees receive items in recognition of their
years of service and currently the years of service only go up to 35 years of
employment. We have an employee who will be recognized for 40 years of service and
it is our recommendation to add $300 for 40 years of service. After discussion a motion
was made by Commissioner Walser, seconded by Vice President Hantge to approve
changes to exempt and non - exempt handbooks, section: employee recognition
compensation. Motion was unanimously carried. (Changes attached.)
GM Kumm presented changes to policies and requirement booklet, sections: payment
of your bill; automatic bill payment plan; budget payment plan; and explanation of billing
procedure. Automatic bill payment plan and budget payment plan are for review only; no
changes were recommended. The changes to 'payment of your bill' are what we
currently practice in our billing department. The changes to 'explanation of billing
procedure' are recommended changes from Attorney Sebora regarding MN Statute
number 471.425 allowing governing bodies that meet at least one time a month have 35
days from the date of receipt to make payment without penalties. Discussion ensued
regarding the removal of administration fees and late fees from City's billing as a result
of this statute. GM Kumm recommended these minutes reflect that these fees were
removed because of state statute and that HUC does comply with the by -laws in that we
do not grant discriminatory rate, rebate or other special concession to any consumer
serviced by Hutchinson Utilities Commission. A motion was made by Vice President
Hantge, seconded by Commissioner Nordin that acknowledgement has been made that
administration fees and late fees were removed from City's billings. Motion was
unanimously carried. And a motion was made by Commissioner Nordin, seconded by
Secretary Lenz to approve changes to 'payment of bill' and 'explanation of billing
procedure'. Motion was unanimously carried. (Changes attached.)
Jan Sifferath presented the HSA Medica insurance plan effective January 1, 2011.
There is a 9.8% increase. After discussion a motion was made by Secretary Lenz,
seconded by Commissioner Walser to approve the HSA Medical insurance plan
effective January 1, 2011. Motion was unanimously carried. (Plan attached.)
Jan Sifferath presented the Midwest Dental Benefits contract for 2011. This is the first
increase in two years. After discussion a motion was made by Secretary Lenz,
seconded by Commissioner Nordin to approve the Midwest Dental Benefits contract for
2011. Motion was unanimously carried. (Contract attached.)
GM Kumm presented requisition #004234 for 10,000' conductor from Border States for
$39,832.31. This is purchased through our long -term agreement with Border States and
with long -term agreements, prices are good through the end of the year. This wire will
be used as soon as the ground thaws in the spring. A motion was made by Vice
President Hantge, seconded by Commissioner Walser to approve requisition #004234
for 10,000' conductor from Border States. Motion was unanimously carried. (Requisition
attached.)
Because of the Thanksgiving holiday in November and families on vacation, the regular
November commissioners meeting was rescheduled. A motion was made by Vice
President Hantge, seconded by Commissioner Nordin to reschedule November's
regular commissioners meeting for November 30, 2010 at 3:00 p.m. Motion was
unanimously carried.
A motion was made by Commissioner Nordin, seconded by Secretary Lenz to schedule
a special meeting for December 15, 2010 at 3:00 p.m. to approve the 2011 budget.
Motion was unanimously carried.
GM Kumm reported on the following:
• Johanna Hanneman has finished her 'history piece' on Hutchinson Utilities
Commission and will deliver a presentation at the November Commission
meeting.
• GM Kumm also reported that Lin Madson will be retiring in February.
• Updated the commission board on the American Wind Energy meeting with City.
Division Reports
Gas — John Webster
• 1300 AMI natural gas modules will be shipped October 28, 2010; will be
installing base station antennae next week
• Working with Roberta Yates on natural gas inventory contracts
• Regulator set on School Rd is in and running, will finish up with landscaping
• The BP natural gas contract is up the end of the year.
Finance — Jared Martig
• Working on the accounting software conversion; should run parallel in
November and December; go live in 2011 with payroll
Electric — Steve Lancaster
• Sold the failed transformer for $21,500
• The electric service territory agreement with McLeod Cooperative Power
Association has been filed with MPUC.
Business — Jan Sifferath
• Received the signed labor agreement
• Working with AUS on programming for parallel generation billing
• Will be transferring some of the CIP dollars from commercial to residential
• Looking into PayPal's credit card system thru LOGIS instead of using
RevTrak
• Will report back to the board on the wording on bills explaining how much is
going to the City for payment in lieu of taxes (PILOT); will work with LOGIS on
fees associated with this programming
Legal Update
Nothing to report
Unfinished Business
Pilot:
Meeting with City on November 10, 2010 at 4:00 p.m.
Discussion was held as to whether or not a rate study is warranted at this time.
Staff was commended on another successful Open House
New Business
None
There being no further business, a motion was made by Commissioner Walser,
seconded by Vice President Hantge to adjourn the meeting at 5:00 p.m. Motion was
unanimously carried.
VIA
ATTEST:
Dwight B rdson, President
Contract for Parallel Generation facilities
This contract is entered into October 27, 2010 by Hutchinson Utilities Commission
(hereafter called "Utility ") and Chris Renstrom (hereafter called "customer ")
RECITALS
The customer has installed electric generating facilities, consisting of Grid Tied Wind
Generation and Photovoltaic System rated at 0_5 kilowatts of electricity, on property
located at 37 5th Avenue Northwest. Hutchinson. Minnesota 55350.
The customer is prepared to generate electricity in parallel with the Utility.
The customer meets the requirements of the Utilities rules on parallel generation and
any technical standards for interconnection the Utility has established that are
authorized by those rules.
The Utility is obligated under federal and Minnesota law to interconnect with the
customer and to purchase electricity offered for sale by the customer.
AGREEMENTS
The customer and the Utility agree:
1. The Utility will sell electricity to the customer under the rate schedule in force for
the class of customer to which the customer belongs.
2. Payment per KWH for Energy delivered to HUC, in Excess of Energy Used by the
customer.
$0.054 /kwhr see, #3 in Parallel Generation (40KW or less).
3. The rates for sales and purchase of electricity may change over the time this
contract is in force, due to actions of the Utility. The customer and the Utility
agree that sales and purchases will be made under the rates in effect each
month during the time this contract is in force.
4. The customer must operate its electric generating facilities within any rules,
regulations, and policies adopted by the utility, which provide reasonable
technical connection and operating specifications for the customer (Hutchinson
Utility Commission's rules and regulations applicable to parallel generation are
attached).
1
5. The customer will operate its electric generating facilities so that they conform to
the national, state, and local electric and safety codes, and will be responsible for
the costs of conformance.
6. The customer is responsible for the actual, reasonable costs of interconnection
which are estimated to be $40. The customer will pay the Utility in this way:
HUC will invoice Chris Renstrom
7. The customer will give the Utility reasonable access to its property and electric
generating facilities if the configuration of those facilities does not permit
disconnection or testing from the Utility's side of the interconnection. If the Utility
enters the customer's property, the Utility will remain responsible for its
personnel.
8. The Utility may stop providing electricity to the customer during a system
emergency. The Utility will not discriminate against the customer when it stops
providing electricity or when it resumes providing electricity.
9. The Utility may stop purchasing electricity from the customer when necessary for
the Utility to construct, install, maintain, replace, remove, investigate, or inspect
equipment or facilities within its electrical system. The Utility will notify the
customer before it stops purchasing electricity in this way.
HUC will notify Chris Renstrom with a phone call: 763- 354 -6054
10. The customer shall keep in force liability insurance, of at least $300,000.00,
against personal or property damage due to the installation, interconnection, and
operation of its generating facility.
11. This contract becomes effective when signed by the customer and the utility. This
contract will remain in force until either the customer or the Utility gives written
notice to the other that the contract is canceled. This contract will be canceled 30
days after notice is given.
12. This contract contains all the agreements made between the customer and the
Utility. The customer and the Utility are not responsible for any agreements other
than those stated in this contract.
2
THE CUSTOMER AND THE UTILITY HAVE READ THIS CONTRACT AND AGREE
TO BE BOUND BY ITS TERMS. AS EVIDENCE OF THEIR AGREEMENT, THEY
HAVE EACH SIGNED THIS CONTRACT BELOW ON THE DATE WRITTEN AT
THE BEGINNING OF THIS CONTRACT.
Customer S HUTCHINSON UTILITIES COMMISSION
By By
Date: _ /d Date:
3
EXEMPT AND NON - EXEMPT
Employee Recognition Compensation
In addition to any monetary remuneration that an employee may receive as part of their
employment with the Hutchinson Utilities Commission and other benefits listed in this employee
handbook, the employee and a guest shall be entitled to attend any annual employee recognition
banquet, as compensation, sponsored by the Hutchinson Utilities Commission. Employees may
also be recognized for their loyalty and years of service to Hutchinson Utilities Commission and
may receive items in recognition of their years of service at the annual employee recognition
banquet not to exceed the following amounts:
Amount
Years of Service
$50
5 Years
$100
10 Years
$125
15 Years
$150
20 Years
$175
25 Years
$200
30 Years
$250
35 Years
$300
40 Years
PAYMENT OF YOUR BILL
Payments are due by the date shown on the statement. Payments may be made by
cash, check, money order, VISA/MasterCard, (VISA/Master Card payments can only be
accepted during business hours) automatic bank payment plan, or on -line at
www.hutchinsonutilities.com. Check and money orders must be for the exact amounts,
no change will be given on a check, money order or credit card. No second party or
post -dated checks will be accepted. Checks will not be held.
A dishonored check is treated as a non - payment. If notification of the dishonored check
is received by HUC, the customer will be charged a $30 processing fee.
During business office hours, customers may present payments at either the business
office or via HUC's drive -up window. Both options for payment are located at 225
Michigan Street SE, Hutchinson, MN. Additionally, HUC currently provides the following
locations for customers to deposit payments via a drop box: Cash Wise Foods,
Hutchinson City Center or HUC's business office located at 225 Michigan Street
Southeast.
EXPLANATION OF BILLING PROCEDURE
A bill for services is sent to the address provided by the customer approximately 3 to 5
days after the meters have been read. The customer then has approximately 10 days to
pay the bill in full by the due date. In accordance with state law, the City of Hutchinson
and its related entities shall have 35 days to pay bills in full.
Bills paid after the due date will incur the following charges:
• A 1% per month late payment charge on any unpaid balance.
• A $15 processing fee.
A dishonored check will be assessed a $30 processing fee; plus:
a. A $40 trip charge to deliver a door hanger, giving customer 24 hours to
make check good with cash, money order or credit card.
b. A $40 trip charge to disconnect if payment is not received with cash,
money order or credit card.
C. A $40 trip charge to reconnect, after payment shall be made has -been
r ° ^,�c°cTVea with cash, money order or credit card.
A late notice warning of pending disconnection is mailed which allows the customer
approximately 10 -20 days to pay the bill or contact the Customer Service Department to
make other arrangements. Examples of other arrangements may include agreement to
a budget plan or payments by other agencies. Failure to make payment by the stated
date and time will be considered a violation of the notice of pending disconnection. If full
payment or other arrangements have not been made by the deadline, HUC personnel
are sent to the meter location to disconnect utility services (see disconnection of
services section).
• A notice will also be on the next month's billing warning of pending
disconnection; customer should refer to previously sent disconnection letter for
details of date and time of disconnection.
IT IS THE CUSTOMER'S RESPONSIBILITY TO PAY BILLS ON TIME AND IN
FULL.
IT ALSO IS THE CUSTOMER'S RESPONSIBILITY TO KEEP HUC FULLY
ADVISED OF ANY CHANGE OF ADDRESS.
MEDICA
Fully Insured Renewal for Hutchinson Utilities
Effective January 1, 2011
Current Plan(s)
MIC Choice M - oving to MIC PP MN 300 -15
Rx 10/25/50
ates
Renewal Rates
Class 1 [Employee Only]
$398.12
$689.40
Class 4
$13591.94
7.82
MIC Choice MN 2500 -100% HSA HDHP moving to MIC PP MN 2500 -100% HSA HDHP
Rx Ded /Coins
Present Rates
Renewal Rates
Class 1 [Employee Only]
$398.12
$437.10
Class 4 [Family]
$1,009.34
$1,108.18
q l to°'
For timely implementation, please contact your Medica Sales Executive with your renewal decision a
minimum of 45 days prior to the effective date.
The proposed rates include broker commissions based on Medica's standard commission scale,
which approximates 1.2% of paid premium.
Passport proposal utilizes United Health Care Choice Plus Network
HUTCHINSON UTILITIES PAGE 1 OF 7 SFPTFMBFR 30, 2010 AF
IMEDICA.
MIC Choice MN 2500 -100% HSA HDHP moving to MIC PP MN 2500 -100% HSA HDHP
'
rf
Your Out - Pocket Expenses
Lifetime maximum amount payable
Applies to a combined in- network
In- Network
per member
and out -of- network benefits
Unlimited
$5,000,000
Out- of-Network
$1,000,000
Professional Services
In- Network
In- Network
Office visit for acupuncture services
Plan design /coinsurance
No coverage
Out -of- Network
Out -of- Network
Plan design /coinsurance
No coverage
Urgent Care Services
Out -of- Network
Out -of- Network
Plan design coinsurance for non-
Covered as an in- network benefit
emergency services received from a
non - network provider
Outpatient lab and pathology
Out -of- Network
Out -of- Network
Plan design coinsurance
Covered as an in- network benefit
Outpatient x -rays and other imaging
Out -of- Network
Out -of- Network
services
Plan design coinsurance
Covered as an in- network benefit
Prescription Drugs and Pharmacy
Services
OTC drugs and prescription
In- Network
coverage for:
Plan design coinsurance
In- Network
• Non - sedating antihistamines
Out -of- Network
No coverage
• Proton Pump Inhibitors
Plan design coinsurance
Out -of- Network
• Erectile Dysfunction (ED)
No coverage
medications
In- Network
In- Network
Infertility prescription drugs.
Plan design coinsurance
No coverage
Limited to maximum benefit per
Out -of- Network
Out -of- Network
calendar year for all infertility drugs.
Plan design coinsurance
No coverage
Specialty Prescription Drugs
Program
In- Network
In- Network
Specialty infertility prescription drugs
Preferred specialty prescription
No coverage
drugs: Plan design /coinsurance to a
received from a designated specialty
prescription drug pharmacy. Limited
maximum copayment amount.
to a maximum benefit per calendar
Non - Preferred specialty prescription
drugs: Plan design/coinsurance
year for all infertility drugs.
Hospital Services
Outpatient services
Out -of- Network
Out -of- Network
• Services provided in a
Plan design coinsurance for non-
Covered as an in- network benefit
hospital emergency room
emergency services received from a
non - network hospital emergency
room
In- Network
In- Network
Inpatient and outpatient services for
Plan design /coinsurance
No coverage
orthognathic surgery
Out -of- Network
Out -of- Network
Plan design /coinsurance
No coverage
HUTCI IINSON UTILITIES PAGE 4 OF 7 SEPTEMBER 30, 2010 AF
MEDlCA.
Infertility Services (Treatment)
• Office visits
In- Network
In- Network
• E- visits
Plan design /coinsurance
No coverage
• Outpatient services received at a
Out -of- Network
Out -of- Network
hospital
Plan design /coinsurance
No coverage
• Inpatient services
Surgery For Weight Loss
• Office visits
• E- visits
• Outpatient hospital services
In- Network
In- Network
• Outpatient services received
Plan design /coinsurance
No coverage
from a physician in a hospital
Out -of- Network
Out -of- Network
• Inpatient services
Plan design /coinsurance
No coverage
• Services received from a
physician during an inpatient
stay
HUTCHINSON UTILITIES PAGF 5 OF 7 SFPTEMBER 30, 2010 AF
MEWCA
Renewal Predications
Medica's rates are contingent upon the following assumptions:
• Medica shall be the only health care plan offered by the employer.
• The employer shall contribute a minimum of 50% towards the single monthly premium rate.
• The minimum participation requirement is 75% of eligible employees not waiving due to other
group coverage and no less than 50% of the total number of eligible employees regardless of
waivers.
• Renewal rates generally remain constant for twelve months; however, Medica reserves the right
to make changes according to provisions in the master group contract.
• If the rate sheet provided has two or more plans and with two or more sets of rates, the plans
have been priced for a Custom Options arrangement, and may be offered together. If the rate
sheet includes only one plan with one set of rates, the plan has been priced for a standalone
offering only.
• If two or more Medica plans are offered to employees and at the time of renewal any of the
plans have less than 10% of the total enrollment, Medica reserves the right to terminate the plan
with the low enrollment.
• The renewal assumes that all new standard benefit assessment plan changes will be
implemented.
• If a Medica Direct HRA quote is included, the quote assumes employer funding of the HRA
account at 50% of the deductible, rollover cap of 2 times the annual HRA contribution, only
benefits covered under the medical plan are eligible for reimbursement, and the HRA funds are
not portable. The quote is subject to change if these assumptions are modified. The vendor
fees for HRA administration will be billed separately from the premium rates at the indicated
PSPM rates, if the HRA account is administered by Medica. Broker commissions, if applicable,
do not apply to separate fees for HRA, HSA, and FSA products.
• If a quote for FSA administration is included, the fee will be billed separately from the premium
rates at the indicated PSPM rate. Broker commissions, if applicable, do not apply to separate
fees for HRA, HSA, and FSA products.
• If a Medica Direct IISA quote is included, the quotc assumes that only a standard plan, as
defined by Medica's preferred portfolio grid, will be offered. The vendor fees for the HSA fund
will be billed separately from the premium rates at the indicated PSPM rates, if the HSA fund is
administered by Medica. Broker commissions, if applicable, do not apply to separate fees for
HRA, HSA, and FSA products.
Please refer to the enclosed benefit plan(s) for specific details.
HUTCI IINSON UTILITIFS PAGE 6 OF 7 SFPTFNIBFR 30, 2010 AF
MEDICA
SERVICES INCLUDED IN FULLY
INSURED OFFERING
Managed
• Health Education
Network Management: Including Excellent
■ Physician Support
Negotiated Fee Discounts
• Health and Wellness Coaching
Pharmaceutical Vendor Management
• Care Management
Specialty Contracts for Centers of Excellence
• Healthy Pregnancy Program
Organ Transplants
• Medica Behavioral Health Program
Gastric Bypass
• Population Health Initiatives
Provider Education: Including Best Practice
• Medica CallLink® Nurseline Services
Guideline
• Quality Programs: Including Full 3 -year
Fit Choicess-1I by Medica
Accreditation by NCQA
Medica® Employee Assistance Program
• Smokinz Cessation Pro am
Claims, Enrollment +
Billing Adimmstration
• Electronic Submission of In- network Claims
Coordination of Benefits
through WebMD
Average Turnaround Time for Claims from Date
• Hardcoded System Logic
of Receipt to Date Paid is 11 to 13 days
• High -touch Monitoring for Unique Claims
Financial Quality Rate for Claims Coding: 98%
• Utilization Review
of All Claims Paid
• Subrogation Services
Employer eServices
Member
• Identification Cards
CallLink Services - 24 hours a day / 365 days a
• Provider Directories
year
• Customer Service
Employee Newsletter
• Assistance for Special Needs
Preventive Health Education
• TDD / Translator Services
Healthy AttitudesT-11 — Quarterly Newsletter
• Integrated Call Tracking System
www.mymedica.com
• MainStteetMedica.com
Find a Doctor
Medica Account • ement
Team & Support Res1
• Derlirsted Arrrmnt Service. Team
HTPAA Compliance Support
• Certificate of Coverage Preparation/ Printing
Preparation / Set -up of Automated Banking
• Open Enrollment Materials and Meetings
Agreements
• Master Group Contract
Medica Service Center for employers and
• Administrative Guide
Brokers
• Monthly Claims Report
Indicators - Quarterly Employer Newsletter
• Annual Health Care Utilization Report
Health Education Consulting Services
• Ad Hoc Reports, Dependent on Scope
Communication Consulting Service
• Web -based Automated Employer Reporting
Onsite Workshops and Presentations
System
Regulatory Compliance
• Legal Support
• Information Services
HUTCI IINSON UTILITIES PAGE 7 OF 7 SEPTEMBER 30, 2010 AF
(D
MDB
MIDWEST DENTAL BENEFITS
September 28, 2010
Jan Sifferath
Hutchinson Utilities
225 Michigan Street SE
Hutchinson, MN 55350
RE: Hutchinson Utilities
MDB Group Number - 308
Contract Term: January 1, 2011 — December 31, 2011
Dear Jan:
Midwest Dental Benefits has been pleased to provide dental benefits to your employees for this past
coverage year. We look forward to the renewal of your dental program for the above noted contract
effective date.
In reviewing Hutchinson Utilities experience for this past year, we have determined the budget
projections currently established do need to be adjusted for the next contract year. The projected
claims for the new contract year are $51,048. The corresponding paid claim funding rates
needed to cover the expected claims need to rise by 10.47% to $35.35 for Single coverage and
$86.40 for Family coverage.
Administrative Fee
The administrative fee will increase from the current $4.23 to $4.80 PEPM.
Options to Consider
Hutchinson Utilities could consider adding an annual individual deductible for Basic & Major services.
By including a deductible, this will help lower plan costs and projected claims. The following rates
provide you with an analysis of your renewal options:
Add $25/$75
Add $50 /$150
Current Renewal Deductible
Deductible
Employee: $36.23 $40.15 $38.25
$36.35
Family: $82.43 $91.20 $85.70
$82.70
These rates include the new admin fee of $4.80 PEPM. Any changes made to rates or plan
design will become effective on January 1, 2011.
If you would like to renew your contract with Midwest Dental Benefits for the next contract
year, please sign and date below. Please circle which option you wish to have for the new plan
year. If you would like to discuss these options, please contact me. We thank you for your
business and look forward to servicing the fine employees of Hutchinson Utilities for the next
contract period.
Sincerely,
Michael M. Birdman
President, Midwest Dental Benefits
Approved by:
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